Zvicra \u00ebsht\u00eb nj\u00eb nga vendet m\u00eb t\u00eb pasura n\u00eb bot\u00eb. Sipas Raportit t\u00eb Pasuris\u00eb Globale t\u00eb Credit Suisse t\u00eb vitit 2018, pasuria mesatare e nj\u00eb t\u00eb rrituri zviceran q\u00ebndroi n\u00eb 527,707 franga.<\/p>\n
Rreth 8% e njer\u00ebzve zviceran\u00eb konsiderohen t\u00eb varf\u00ebr. Si t\u00eb jetoni me pak para? \u201cNjer\u00ebzit me t\u00eb ardhura t\u00eb ul\u00ebta jan\u00eb n\u00ebn nj\u00eb presion t\u00eb madh n\u00eb Zvic\u00ebr,\u201d shpjegon Andrea Schmid-Fischer, president i organizat\u00ebs s\u00eb konsumit t\u00eb Buxhetit.<\/p>\n
Edhe njer\u00ebzit me t\u00eb ardhura t\u00eb mesme t\u00eb ul\u00ebta rrezikojn\u00eb t\u00eb rr\u00ebshqasin n\u00eb shkall\u00eb. Midis viteve 2016 dhe 2017, varf\u00ebria n\u00eb Zvic\u00ebr u rrit gati 10%. Kostot e jetes\u00ebs jan\u00eb n\u00eb rritje, nd\u00ebrsa pagat po ngecin.<\/p>\n
Sipas nj\u00eb studimi t\u00eb firm\u00ebs amerikane t\u00eb investimeve \u201cBlackRock\u201d, shqet\u00ebsimi i par\u00eb mes 55% t\u00eb popullsis\u00eb zvicerane \u00ebsht\u00eb situata e tyre personale financiare.<\/p>\n
T\u00eb kesh f\u00ebmij\u00eb, t\u00eb paraqitesh p\u00ebr divorc ose t\u00eb dal\u00ebsh n\u00eb pension mund t\u00eb ket\u00eb nj\u00eb ndikim t\u00eb r\u00ebnd\u00ebsish\u00ebm n\u00eb buxhetin e familjes.<\/p>\n
\u201cI detyruar t\u00eb shpenzoj\u00eb\u201d<\/p>\n
Fakti q\u00eb shum\u00eb zviceran\u00eb jan\u00eb t\u00eb pasur, e b\u00ebn jet\u00ebn ve\u00e7an\u00ebrisht t\u00eb v\u00ebshtir\u00eb p\u00ebr t\u00eb varf\u00ebrit. Ky nuk \u00ebsht\u00eb vet\u00ebm nj\u00eb problem shoq\u00ebror, por edhe sepse t\u00eb pasurit i detyrojn\u00eb t\u00eb varf\u00ebrit t\u00eb shpenzojn\u00eb m\u00eb shum\u00eb para sesa duhet.<\/p>\n
Merrni sigurimin sh\u00ebndet\u00ebsor, p\u00ebr shembull. Me \u00e7mimet e rritura vazhdimisht t\u00eb sigurimit sh\u00ebndet\u00ebsor dhe p\u00ebr sigurimin baz\u00eb t\u00eb detyruesh\u00ebm, t\u00eb varf\u00ebrit detyrohen t\u00eb bashk\u00ebfinancojn\u00eb p\u00ebrfitimet.<\/p>\n
Firma e sigurimeve sh\u00ebndet\u00ebsore Assura beson se \u201csh\u00ebrbimet e rehatis\u00eb\u201d paguhen gjithnj\u00eb e m\u00eb shum\u00eb n\u00eb kurriz t\u00eb publikut t\u00eb gjer\u00eb.<\/p>\n
Nj\u00eb problem tjet\u00ebr \u00ebsht\u00eb strehimi.<\/p>\n
Zviceran\u00ebt jan\u00eb investitor\u00eb t\u00eb m\u00ebdhenj n\u00eb pasuri t\u00eb paluajtshme, por shumica e tyre kan\u00eb akomodim luksoz, duke e b\u00ebr\u00eb pothuajse t\u00eb pamundur gjetjen e di\u00e7kaje m\u00eb modeste ose me \u00e7mim t\u00eb lir\u00eb.<\/p>\n
N\u00eb Zvic\u00ebr, pes\u00eb personave nuk u lejohet t\u00eb jetojn\u00eb n\u00eb nj\u00eb apartament me dy dhoma pasi q\u00eb kjo vler\u00ebsohet si shfryt\u00ebzim i tep\u00ebrt. Zvicra nuk ka mund\u00ebsi m\u00eb t\u00eb lira p\u00ebr strehim.<\/p>\n
Kostot e strehimit jan\u00eb ndoshta shpenzimet m\u00eb t\u00eb larta p\u00ebr klasat e ul\u00ebta dhe t\u00eb mesme. Shqet\u00ebsime t\u00eb m\u00ebdha? Sigurisht, kur krahasojm\u00eb vendet e ndryshme, varf\u00ebria \u00ebsht\u00eb relative.<\/p>\n
N\u00eb Zvic\u00ebr, personat beqar\u00eb q\u00eb jetojn\u00eb me m\u00eb pak se 259 franga n\u00eb muaj, ose nj\u00eb familje prej kat\u00ebr personash q\u00eb fitojn\u00eb m\u00eb pak se 990 franga n\u00eb muaj, konsiderohen t\u00eb varf\u00ebr nd\u00ebrsa n\u00eb Rusi, m\u00eb shum\u00eb se 12% e popullsis\u00eb jeton me m\u00eb pak se 174 franga n\u00eb muaj.<\/p>\n
Por kostoja e jetes\u00ebs \u00ebsht\u00eb natyrisht m\u00eb e lart\u00eb n\u00eb Zvic\u00ebr sesa n\u00eb Rusi, gj\u00eb q\u00eb e b\u00ebn t\u00eb v\u00ebshtir\u00eb krahasimin.<\/p>\n
<\/p>\n
\/portalb<\/p>\n
<\/p>\n","protected":false},"excerpt":{"rendered":"
Zvicra \u00ebsht\u00eb nj\u00eb nga vendet m\u00eb t\u00eb pasura n\u00eb bot\u00eb. Sipas Raportit t\u00eb Pasuris\u00eb Globale<\/p>\n","protected":false},"author":1,"featured_media":819,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[9],"tags":[],"class_list":["post-818","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-politics"],"_links":{"self":[{"href":"https:\/\/kercova.net\/index.php?rest_route=\/wp\/v2\/posts\/818","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/kercova.net\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/kercova.net\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/kercova.net\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/kercova.net\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=818"}],"version-history":[{"count":0,"href":"https:\/\/kercova.net\/index.php?rest_route=\/wp\/v2\/posts\/818\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/kercova.net\/index.php?rest_route=\/wp\/v2\/media\/819"}],"wp:attachment":[{"href":"https:\/\/kercova.net\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=818"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/kercova.net\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=818"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/kercova.net\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=818"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}