Edhe pse p\u00ebrdorimi i parave t\u00eb gatshme n\u00eb Evrop\u00eb po bie gradualisht, m\u00eb shum\u00eb se gjysma e t\u00eb gjitha pagesave b\u00ebhen ende me kart\u00ebmonedha. Megjithat\u00eb, pjesa e tyre \u00ebsht\u00eb duksh\u00ebm m\u00eb e ul\u00ebt kur shikohet vlera e transaksioneve.<\/p>\n
Sipas nj\u00eb ankete t\u00eb Bank\u00ebs Qendrore Evropiane t\u00eb vitit 2024 me 40,000 pjes\u00ebmarr\u00ebs, 52 p\u00ebrqind e t\u00eb gjitha transaksioneve n\u00eb zon\u00ebn e euros b\u00ebhen me para t\u00eb gatshme. Megjithat\u00eb, kur shikohet vlera, kjo p\u00ebrqindje bie n\u00eb 39.<\/p>\n
N\u00eb 14 nga 20 vendet e zon\u00ebs s\u00eb euros, parat\u00eb e gatshme jan\u00eb metoda m\u00eb e p\u00ebrdorur e pages\u00ebs, me nj\u00eb pjes\u00eb midis 45 dhe 55 p\u00ebrqind n\u00eb gjysm\u00ebn e tyre. P\u00ebrdorimi i parave t\u00eb gatshme varion nga 22 p\u00ebrqind n\u00eb Holand\u00eb n\u00eb 67 p\u00ebrqind n\u00eb Malt\u00eb.<\/p>\n
Evropa Jugore dhe Lindore mbeten vendet m\u00eb t\u00eb varura nga parat\u00eb e gatshme: Italia 61 p\u00ebrqind, Spanja 57 p\u00ebrqind, Sllovenia 64 p\u00ebrqind.
\nEvropa Veriore dhe Per\u00ebndimore, p\u00ebrfshir\u00eb Holand\u00ebn (22%), Finland\u00ebn (27%), Luksemburgun (37%), Belgjik\u00ebn (39%) dhe Franc\u00ebn (43%), tashm\u00eb po l\u00ebvizin drejt pagesave dixhitale.<\/p>\n
Nga kat\u00ebr ekonomit\u00eb m\u00eb t\u00eb m\u00ebdha t\u00eb BE-s\u00eb, Franca \u00ebsht\u00eb e vetmja n\u00ebn mesataren e eurozon\u00ebs (52%), nd\u00ebrsa Gjermania \u00ebsht\u00eb pak mbi t\u00eb n\u00eb 53%.
\nNj\u00eb z\u00ebdh\u00ebn\u00ebs i Bank\u00ebs Qendrore Holandeze thot\u00eb se konsumator\u00ebt holandez\u00eb i gjejn\u00eb pagesat pa kontakt n\u00ebp\u00ebrmjet kart\u00ebs s\u00eb debitit ose telefonit inteligjent m\u00eb shpejt se parat\u00eb e gatshme. P\u00ebrve\u00e7 k\u00ebsaj, tregtar\u00ebt atje pranojn\u00eb si para t\u00eb gatshme ashtu edhe karta, pjes\u00ebrisht fal\u00eb tarifave m\u00eb t\u00eb ul\u00ebta dhe fushatave bankare p\u00ebr t\u00eb inkurajuar pagesat dixhitale p\u00ebr shuma t\u00eb vogla.<\/p>\n
Parat\u00eb e gatshme mbeten t\u00eb r\u00ebnd\u00ebsishme p\u00ebr nga vlera
\nP\u00ebr sa i p\u00ebrket vler\u00ebs, parat\u00eb e gatshme p\u00ebrb\u00ebjn\u00eb 39% t\u00eb eurozon\u00ebs, por me dallime t\u00eb m\u00ebdha sipas vendit: nga 17% n\u00eb Holand\u00eb n\u00eb 59% n\u00eb Lituani.<\/p>\n
Vendet me mbi 50% t\u00eb shpenzimeve totale n\u00eb para t\u00eb gatshme jan\u00eb Lituania (59%), Sllovakia (56%), Sllovenia (56%), Austria (56%), Malta (54%) dhe Kroacia (51%).
\nN\u00eb rangun e mes\u00ebm jan\u00eb Italia (49%), Portugalia (47%), Spanja (45%), Irlanda (44%), Qipro (43%) dhe Greqia (42%).<\/p>\n
Vet\u00ebm n\u00eb gjasht\u00eb vende pjesa e parave t\u00eb gatshme \u00ebsht\u00eb 35% ose m\u00eb pak: Holanda (17%), Finlanda (28%), Luksemburgu (29%), Gjermania (30%), Franca (34%) dhe Belgjika (35%).
\nNd\u00ebrsa Lituania ka p\u00ebrdorimin m\u00eb t\u00eb lart\u00eb t\u00eb parave t\u00eb gatshme, Letonia ka vet\u00ebm 36%, gj\u00eb q\u00eb tregon dallime t\u00eb m\u00ebdha edhe midis vendeve fqinje.<\/p>\n
Kartat dominojn\u00eb p\u00ebr pagesat mbi 50 euro.
\n\u00cbsht\u00eb interesante se Gjermania dhe Austria, megjith\u00ebse t\u00eb af\u00ebrta nga ana kulturore, ndryshojn\u00eb ndjesh\u00ebm. N\u00eb Austri, parat\u00eb e gatshme mbeten t\u00eb njohura, nd\u00ebrsa Gjermania po l\u00ebviz gradualisht drejt pagesave dixhitale.<\/p>\n
K\u00ebto t\u00eb dh\u00ebna tregojn\u00eb se, sipas vler\u00ebs, parat\u00eb e gatshme jan\u00eb ende t\u00eb r\u00ebnd\u00ebsishme n\u00eb Evrop\u00ebn Qendrore, Lindore dhe Jugore, nd\u00ebrsa Evropa Veriore dhe Per\u00ebndimore mb\u00ebshteten m\u00eb shum\u00eb n\u00eb metodat dixhitale.
\nBQE gjithashtu zbuloi se parat\u00eb e gatshme p\u00ebrdoren m\u00eb shpesh p\u00ebr shuma t\u00eb vogla, nd\u00ebrsa kartat jan\u00eb zgjedhja kryesore p\u00ebr pagesat mbi 50 euro.<\/p>\n
Pse njer\u00ebzit ende p\u00ebrdorin para t\u00eb gatshme?
\nKur u pyet\u00ebn p\u00ebr avantazhet e parave t\u00eb gatshme mbi kartat, t\u00eb anketuarit m\u00eb shpesh theksuan sa vijon:
\nParat\u00eb e gatshme jan\u00eb anonime dhe mbrojn\u00eb privat\u00ebsin\u00eb \u2013 41 p\u00ebrqind;
\nMe para n\u00eb dor\u00eb, mund t\u2019i gjurmoj m\u00eb mir\u00eb shpenzimet \u2013 35 p\u00ebrqind;
\nTransaksionet me para n\u00eb dor\u00eb kryhen menj\u00ebher\u00eb \u2013 30 p\u00ebrqind.<\/p>\n
P\u00ebrve\u00e7 k\u00ebsaj, 28 p\u00ebrqind than\u00eb se p\u00ebrdorin para n\u00eb dor\u00eb sepse pranohen n\u00eb m\u00eb shum\u00eb situata dhe rreth 20 p\u00ebrqind besojn\u00eb se \u00ebsht\u00eb m\u00eb e leht\u00eb ose m\u00eb e shpejt\u00eb p\u00ebr t\u00eb paguar. Vet\u00ebm 18 p\u00ebrqind besojn\u00eb se parat\u00eb n\u00eb dor\u00eb jan\u00eb m\u00eb t\u00eb sigurta.
\nEkzistojn\u00eb gjithashtu dallime midis brezave: t\u00eb rinjt\u00eb n\u00ebn 40 vje\u00e7 p\u00ebrdorin para<\/p>\n
\/alsatm<\/p>\n
<\/p>\n
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Edhe pse p\u00ebrdorimi i parave t\u00eb gatshme n\u00eb Evrop\u00eb po bie gradualisht, m\u00eb shum\u00eb se<\/p>\n","protected":false},"author":1,"featured_media":115521,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[9],"tags":[],"class_list":["post-117634","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-politics"],"_links":{"self":[{"href":"https:\/\/kercova.net\/index.php?rest_route=\/wp\/v2\/posts\/117634","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/kercova.net\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/kercova.net\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/kercova.net\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/kercova.net\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=117634"}],"version-history":[{"count":0,"href":"https:\/\/kercova.net\/index.php?rest_route=\/wp\/v2\/posts\/117634\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/kercova.net\/index.php?rest_route=\/wp\/v2\/media\/115521"}],"wp:attachment":[{"href":"https:\/\/kercova.net\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=117634"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/kercova.net\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=117634"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/kercova.net\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=117634"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}