Me bot\u00ebn q\u00eb po digjitalizohet gjithnj\u00eb e m\u00eb shum\u00eb, bankomatet dhe makinat e t\u00ebrheqjes s\u00eb paras\u00eb po b\u00ebhen gjithnj\u00eb e m\u00eb t\u00eb rralla. Disa banka po e reduktojn\u00eb ose po e heqin fare k\u00ebt\u00eb sh\u00ebrbim, nd\u00ebrsa t\u00eb tjera vazhdojn\u00eb ta ofrojn\u00eb, me kosto operative q\u00eb shkojn\u00eb nga 2 deri n\u00eb 10 franga p\u00ebr \u00e7do t\u00ebrheqje.<\/p>\n
Me rritjen e p\u00ebrdorimit t\u00eb kartave bankare, aplikacionit Twint dhe pagesave pa kontakt, disa banka kan\u00eb hequr mund\u00ebsin\u00eb e t\u00ebrheqjes ose depozitimit t\u00eb parave n\u00eb sportel. Kjo \u00ebsht\u00eb e v\u00ebrtet\u00eb p\u00ebr shumic\u00ebn e deg\u00ebve t\u00eb Raiffeisen dhe gjysm\u00ebn e deg\u00ebve t\u00eb UBS, transmeton albinfo.ch.<\/p>\n
Disa banka kantonale vazhdojn\u00eb me sportelet
\nMegjith\u00ebse k\u00ebrkesa p\u00ebr sh\u00ebrbime me para n\u00eb dor\u00eb ka r\u00ebn\u00eb, disa banka kantonale kan\u00eb vendosur t\u2019i mbajn\u00eb sportelet hapur. Por kjo \u00ebsht\u00eb e kushtueshme, shpjegon p\u00ebr rts Gregory Baumann, p\u00ebrgjegj\u00ebs p\u00ebr kontrollin e menaxhimit n\u00eb Bank\u00ebn Kantonale.<\/p>\n
\u201cKostoja kryesore e nj\u00eb sporteli sot \u00ebsht\u00eb paga e punonj\u00ebsve\u201d, thekson ai. P\u00ebrve\u00e7 k\u00ebsaj, p\u00ebrfshihen edhe shpenzimet p\u00ebr menaxhimin e paras\u00eb dhe p\u00ebr sistemet IT. N\u00eb total, kjo p\u00ebrfaq\u00ebson 5 deri n\u00eb 10 franga p\u00ebr \u00e7do depozit\u00eb ose t\u00ebrheqje.<\/p>\n
Bankomatet, gjithnj\u00eb e m\u00eb pak fitimprur\u00ebse
\nNj\u00eb t\u00ebrheqje ose depozit\u00eb n\u00eb bankomat kushton mesatarisht 2 franga n\u00eb shpenzime operative. Ky \u00ebsht\u00eb nj\u00eb nga arsyet pse numri i bankomateve \u00ebsht\u00eb ulur n\u00eb zonat m\u00eb pak t\u00eb frekuentuara \u2013 nga 7,300 n\u00eb vitin 2019 n\u00eb 6,200 n\u00eb vitin 2024, sipas t\u00eb dh\u00ebnave t\u00eb Bank\u00ebs Komb\u00ebtare t\u00eb Zvicr\u00ebs (SNB).<\/p>\n
Nd\u00ebrkoh\u00eb q\u00eb zviceran\u00ebt po p\u00ebrdorin m\u00eb pak para n\u00eb dor\u00eb, mir\u00ebmbajtja e nj\u00eb bankomati \u00ebsht\u00eb gjithnj\u00eb e m\u00eb e shtrenjt\u00eb. \u201cLlogaritet se kostoja vjetore p\u00ebr nj\u00eb bankomat \u00ebsht\u00eb rreth 30,000 franga\u201d, thot\u00eb Virgile Perret nga Observatoire de la Finance. \u201cKjo r\u00ebndon sidomos mbi bankat komerciale, t\u00eb cilat mbulojn\u00eb pjes\u00ebn m\u00eb t\u00eb madhe t\u00eb k\u00ebtyre shpenzimeve, pasi sh\u00ebrbimi po b\u00ebhet gjithnj\u00eb e m\u00eb pak fitimprur\u00ebs.\u201d<\/p>\n
Megjithat\u00eb, edhe pse p\u00ebrdorimi i paras\u00eb po bie, 95% e zviceran\u00ebve mbeten t\u00eb lidhur me parat\u00eb n\u00eb dor\u00eb, sipas nj\u00eb sondazhi t\u00eb SNB-s\u00eb.<\/p>\n
\/albinfo<\/p>\n
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Me bot\u00ebn q\u00eb po digjitalizohet gjithnj\u00eb e m\u00eb shum\u00eb, bankomatet dhe makinat e t\u00ebrheqjes s\u00eb<\/p>\n","protected":false},"author":1,"featured_media":52737,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[9],"tags":[],"class_list":["post-116879","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-politics"],"_links":{"self":[{"href":"https:\/\/kercova.net\/index.php?rest_route=\/wp\/v2\/posts\/116879","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/kercova.net\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/kercova.net\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/kercova.net\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/kercova.net\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=116879"}],"version-history":[{"count":0,"href":"https:\/\/kercova.net\/index.php?rest_route=\/wp\/v2\/posts\/116879\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/kercova.net\/index.php?rest_route=\/wp\/v2\/media\/52737"}],"wp:attachment":[{"href":"https:\/\/kercova.net\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=116879"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/kercova.net\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=116879"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/kercova.net\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=116879"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}